TOTAL DEVELOPMENT OPTIONS – UNIFIED LANDBANK APPROACH TO DEVELOPMENT
TODO UNLAD is LANDBANK’s flagship program for countryside development. Through its various lending programs and support services, TODO UNLAD links cooperatives, local government units, private corporations/small and medium enterprises and non-government organizations in specific areas around an integrated development project.
TODO UNLAD moves away from piecemeal efforts in developing an area. Instead, it extends loans and other support services to all key players in a pre-identified area to ensure that all efforts lead to an integrated area development.
TODO UNLAD projects aim to achieve countryside development by linking producers to markets and processors, strengthening cooperatives and local government units. Specifically, it hopes to increase agricultural productivity, improve basic infrastructure, and eventually pave the way towards rural industrialization and to transfer partially or wholly, the ownership and management of productive assets to cooperatives.
TODO UNLAD projects are composed of a combination of two or more of any of the following loans or services:
- Local government lending
- Commercial lending
- Cooperative lending
- Production or post-harvest facilities financing
- Market matching and production, marketing and management agreements
- Cooperative strengthening
- LGU advisory services
- Import/export financing
- Integrated loan packages for Agrarian Reform Communities
Note: A project can be considered as a TODO UNLAD project even if only one (1) of the services enumerated above is availed of provided that the partner who availed of the loan or services is a cooperative in ARC area, and provided further that the other key partners, e.g. LGU, DA, DAR, private entities, etc., committed to extend financial/technical assistance.
Program’s Features and Characteristics
- Integrated Package of Lending Services
- Local Government Unit
- Private Corporation/SME
- Maximizes Area’s Comparative Advantage